What We Cover

Don't get fleeced by your hire car company. Whether you're renting a car in Australia or overseas you can get a sheep deal when you buy your rental vehicle excess with Baaaney!

DOMESTIC COVER

Cover for Australians, New Zealanders and overseas visitors who are hiring a car and travelling within Australia.

Whether you’re an Australian that frequently hires a car or an overseas visitor looking to explore the expanses of the land down under, we’ll cover the rental vehicle excess that you are liable for. In Australia, if you rent a car and it’s damaged, lost or stolen, you will be charged an excess by the rental car company. This charge is often upwards of $3,000 for a standard vehicle and up to $8,000 for campervans and motorhomes. But Baaaney has a baaargain for you.

International drivers welcome
Car rental excess cover from $4,000 up to $8,000
Nil excess to pay
Travel far and wide, there is no distance restriction
All nominated drivers aged 21 to 75 years are covered

From captivating coastlines to outback adventures, Australia is packed with diverse landscapes to discover. So whether your journey involves zipping around the city of Sydney, a convertible for your tropical Noosa holiday or taking a 4wd hire to explore the red desert centre, you can hit the road worry-free with Baaaney.

INTERNATIONAL COVER

Our international option covers Australians planning to drive overseas. If you hire a car overseas and happen to have an accident, we cover the excess on your rental car insurance policy.

Australians hiring a car overseas
Car rental excess cover from $4,000 up to $8,000
Nil excess to pay
Travel far and wide, there is no distance restriction
All nominated drivers aged 21 to 75 years are covered

If you’re taking your road trip worldwide, prepare for a whirlwind adventure. Whether it’s a flashy Fiat run down the Amalfi Coast, a VW venture through Germany or an all-American Jeep trip down Highway 61, Baaaney’s got your rental car excess covered.

FULL PRODUCT DETAILS

For full details on what we cover, please refer to our policy wording, commonly known as a Product Disclosure Statement (PDS). We've done our best to keep it simple and clearly outline what is and what isn’t covered by our policy.

Please get in touch if anything is unclear.

You can also learn more about who our products are suited to by reading our Target Market Determination document.

PRODUCT DISCLOSURE STATEMENT

Why Buy With Baaaney

Excess Reimbursement

We'll reimburse you for the cost of repairs or the insurance excess that you are charged if your hire car is involved in an accident or is stolen while in your care, whichever is the sheepest.

All Types of Vehicles

We cover more than just cars. We also cover four-wheel drives, minibuses and people movers, campervans and motorhomes as long as they don't exceed 4.5 tonnes.

All Rental Companies

Our excess cover includes all the major hire car companies as well as the smaller ones. We also cover renting vehicles from car-share platforms that have their own fleet of vehicles such as Go Get.

Overseas Visitors

Whether you're visiting from overseas, or an Aussie planning an international adventure, we've got your road map covered. Policies can be purchased by customers irrespective of residency for travel within Australia.

Single Vehicle Mishaps

Some policies will only reduce your rental excess if your car is involved in an accident with another vehicle. We'll cover you for single-vehicle accidents for those common scenarios like scraping the side of your car on that moving wall.

Vehicle Return

We'll cover the cost (up to $500) to return your vehicle to the nearest depot if a medical adviser has confirmed that you are unfit to do so.

More Than One Driver

There is no limit on the number of drivers covered under the policy. We cover all licensed drivers aged 21 to 75 years (inclusive) as long as they are nominated on your rental vehicle agreement.

"Car Hire Excess" is a trading name of the Insurance Geeks Pty Ltd ABN 35 612 507 785. The Insurance Geeks is an authorised representative of Coffre-Fort Pty Limited ABN 66 125 358 518, AFS Licence No. 472457. This site contains general guidance only on insurance products available to you. Before you buy a policy, you should consider the Target Market Determination (TMD) and Product Disclosure Document (PDS) in light of your personal circumstances to determine if this product suits your needs. This insurance is underwritten by HDI Global Specialty SE - Australia.